From everything we read and hear about retirement (not having quite reached the milestone ourselves) there is always the sense of some kind of huge life change destined to take place. The subject of pensions invariably comes up, and to be honest more often than not in a negative way.

“You need to plan for it and you can’t rely on the state” are common statements associated with retirement planning. Agreed, but shouldn’t the planning be there long before you hang up your boots?

How good would it feel to have a flexible plan which allows you to live your own and very personal lifestyle with the peace of mind that all the financials (Pensions included) are working quietly and effectively in the background, so that when retirement comes it fits smoothly into the next phase of your life with little interruption.

This is the essence of Lifestyle Planning in the financial world. We all have hopes, goals and aspirations. Financial instruments such as Pensions and Individual Savings Accounts (ISAs) should be put in place as part of a structured plan to simply support the things you want to do.

So what do you want to do - not just now but throughout your life? For some it’s easy to map out all the things they want to achieve, for others not so. That’s where your Financial Planner comes in - they will help you tailor a plan that is unique to you and your loved ones - so you can enjoy the good things in life.

For a free initial Lifestyle Plan consultation please contact Susan Drake or Mark Courage on 01344 627 864 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it and This e-mail address is being protected from spambots. You need JavaScript enabled to view it   

Encompass Financial Management, The Galleries, Charters Road, Sunningdale, Ascot, Berkshire SL5 9QJ 01344 627864  www.encompassfm.co.uk